38%
OFF

Extra Promo Codes & Discount Codes
| Category | Extra Disocunts & Promo Codes |
| Annual Plan | Save Up To $101 OFF |
| Monthly Plan | Grab Up To $101 OFF |
| Annula Plan | Up To 35% OFF |
| Credit Building Plan | Buy At $20/Month |
| Credit Building | Get At $149/Year |
You can cancel your membership anytime you want by contacting customer support. There is no minimum term for the membership or a cancellation fee. So, you can cancel it anytime. However, if you have violated the terms and conditions, then Extra will not refund your membership fees.
| Free Cancellation | Yes. |
| Payment options | Not applicable. |
| Military discounts | No. |
| Student discounts | No. |
| Black Friday | Shop during the season using the Extra Card to enjoy more offers. |
| Cyber Monday | Occasionally. |
Founded in 2020 by Max Hellerstein, Cyrus Summerlin, and Biren Shah, Extra set out to solve the challenge millions face: building credit without relying on credit cards or upfront deposits. With Extra, you connect your bank account and receive a unique line of credit called "Spend Power," which lets you make everyday purchases using your own money. Each purchase is reported to major credit bureaus like Experian and Equifax, helping you steadily build your credit score without any credit checks or risk of debt.
Extra stands apart from other credit apps and cards by offering a true debit card experience that builds credit, charges no interest, requires no security deposit, and even rewards you with points on everyday spending. You also benefit from real-time credit tracking, excellent customer service, and a transparent, user-friendly app. If you want to build or rebuild your credit history, avoid hidden fees, and earn rewards with every swipe, Extra Debit Card gives you a clear path to a better financial future.
With the Zales Credit Card, you get access to special financing options on jewelry purchases, exclusive cardholder perks like $50 off on your birthday, free standard shipping, and 10% off any repair service when you use your card, though it can only be used at Zales stores or online at Zales.com. The Wayfair Credit Card, on the other hand, is ideal if you frequently shop for home goods, offering rewards on Wayfair purchases and special financing plans, making it easier to furnish your home while managing payments.
You can visit GrabOn, which frequently lists up-to-date Zales coupon codes and Wayfair offers, helping you save even more on your purchases and get the most value out of your credit card experience.

The Extra app helps you build your credit score by using a debit card that connects to your bank account. You can track your spending, set budgets, and earn rewards points on purchases. The app reports your payments to credit bureaus, helping you improve your credit history without using a traditional credit card.
No, Extra is not a traditional credit card. It is a debit card that lets you spend your own money and still build credit. There is no credit check, no interest, and no risk of debt. You use it wherever Mastercard is accepted, and your payments are reported to credit bureaus.
To cancel the Extra app, open the app and tap the “Member Concierge” button on the Card Tab, or visit extra.app/help. You can also contact their customer service by email or chat. If you paid for an annual plan, you will get a prorated refund for the unused months (only if you cancel within 60 days of signing up).
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